The best mortgage rates Canada has to offer: simple & fast

myAbode partners with 8Twelve Mortgage, a leading Canadian brokerage with over $3 billion in funded mortgages. This partnership offers access to 65+ lenders and 7,000+ mortgage products, ensuring the best rates for first-time buyers, refinancers, or renewals

Today's lowest rates

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5-Year
fixed
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5-Year
Variable

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The myMortgage pre-approval process

Apply for your mortgage online
Answer a few quick questions, and a mortgage specialist from 8Twelve will call you back within minutes to start reviewing your mortgage options.
Review your mortgage options
8Twelve’s system searches over 65 lenders and 7K+ mortgage solutions. The team will walk you through the top mortgage options available to you and help you choose the product that will benefit you the most.
Finalize your mortgage choice
The 8Twelve Mortgage team will finalize all the paper work and arrange quick & easy online signing. You can track the status of your application on their technology platform in real time.
Get approved for your mortgage
8Twelve has helped thousands of people across Canada save on their mortgages.

Current mortgage rates 2025: Find the best rate for you

Traditional banks often offer one-size-fits-all mortgage rates, which may not suit your financial goals. With access to our 65+ lenders, we connect you with a mortgage tailored to your needs.

 The mortgage rates listed below are just a highlight of the available options. Submit your application to access over 7,000 financing options, in minutes!

Lender 3-Year Fixed 5-Year Fixed 3-Year Variable 5-Year Variable

Why choose myMortgage?

Access to the best mortgage rates
With over 65 lenders, we provide competitive rates for all property types, ensuring the best financing solution for your unique needs.
Apply anytime, anywhere
Complete your mortgage application online in minutes - with no impact on your credit score, and a free consultation.
Custom solutions tailored to you
Whether you’re a first-time buyer, refinancing, or renewing, our expert brokers will find the best mortgage option for you.
High approval rates
Our network of 7,000+ mortgage solutions increases your chances of approval, even for complex financial situations.

Where do I fit in?

Buying a new home or a first time home buyer
I need to get a mortgage pre-approval for my new home purchase, and I would like to access the best mortgage options for my unique situation.
Get Pre-Approved
Mortgage is coming up for renewal
Don't just renew your mortgage; it's a chance for better terms. Compare market options, rates, terms, prepayment, flexibility, and penalties, to find a solution aligning with your financial goals, like lower payments or faster payoff.
Renew My Mortgage
Refinancing or quick and easy debt consolidation
It’s time to take control of my debt. I want to use equity in my home to consolidate my credit cards and personal loans into one affordable payment and start saving today.
Refinance My Mortgage

Calculate your potential mortgage payment

Estimate your monthly mortgage payments with our easy-to-use calculator. Adjust mortgage rates, terms, loan amounts and property value to explore different scenarios to plan your perfect payments.

About myAbode’s partnership with 8Twelve

At myAbode we’ve partnered with 8Twelve Mortgage, one of Canada’s top national brokerages with a proven track record of over $3 billion in funded mortgages. Through this partnership, homebuyers gain direct access to 65+ lenders and more than 7,000 mortgage products, opening the door to some of the most competitive mortgage rates Canada has to offer.

Whether you’re purchasing your first home, refinancing to access equity, or renewing your mortgage for better terms, our collaboration with 8Twelve Mortgage ensures you receive personalized, transparent, and fast mortgage solutions that fit your unique financial goals. At myAbode, we simplify the mortgage process from start to finish. Compare, qualify, and secure your best rate with confidence.

Why 8Twelve Mortgage

8Twelve Mortgage specializes in helping Canadians secure fast approvals, competitive rates, and flexible financing options, no matter their income or credit type. Their dedicated in-house team ensures a streamlined mortgage process with unparalleled customer service.

Fully digital mortgage process

Gone are the days of lengthy, in-person applications. With MyAbode Mortgage, you can complete the entire mortgage process online, from pre-approval to final approval. Through our partnership with 8Twelve Mortgage, AI-driven technology analyzes thousands of mortgage solutions in real-time to find you the best rates and terms. Full digital documentation and e-signing make your mortgage journey fast and stress-free.

Transparent mortgage services

At MyAbode Mortgage, transparency is key. You'll always know your mortgage rates, terms, and fees upfront—no hidden surprises. We provide clear comparisons from multiple lenders, helping you confidently choose the right mortgage solution. Our expert brokers are here to guide you through every step of the process.

Comprehensive customer support

We understand that mortgage applications can feel overwhelming, which is why we prioritize support at every step. From pre-approval to final approval, our brokers provide expert guidance and answer your questions. Through our partnership with 8Twelve Mortgage, you gain access to extensive resources and lenders, ensuring prompt, personalized service tailored to your needs.

Want to learn more? Speak with a mortgage expert today

At MyAbode Mortgage, our team of experts works tirelessly to offer you custom solutions and a seamless approval experience. Let our team of 300+ mortgage experts simplify your home ownership experience  by crossing one more thing off your to-do list.
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